Since going into private practice in 1988, John Falto quickly became one of the leading financial consultant™s in New York City. His workshops on ™Sending your kids to College without going bankrupt or crazy™ and ™Make more, keep more™ have been widely attended by families and business owners alike in New York City. John™s column ™Money Matters™ has appeared in local (Brooklyn, New York) papers such as the GREENLINE, THE GREENPOINT GAZETTE, THE SOUTH SHORE STAR as well as the national magazine, HOME OFFICE COMPUTING. In fact his current newsletter has a private circulation of over 400, countrywide, and his website gets hundreds of hits daily.John received a degree in Mechanical Engineering from Polytechnic and also a degree in business from the New York City Technical College with a specialty in accounting and marketing in 1981. Since then he has added certificates and licenses in real estate, individual and corporate taxation, consumer credit consulting, finance & mortgage brokerage, insurance such as life, accident, health and property & casualty, as well as variable investments. This has allowed John to be a fountain of information and help to thousands of people, in and around 8 states, including the Commonwealth of Puerto Rico. John has described himself as a ™financial engineer that creates solutions for people to help them create and protect income™.John is a firm believer that real estate should be a part of everyone™s financial plan, and that home ownership is very possible. He worked several years with the Century21 franchise as well as an exclusive agent for a luxury home builder. He has worked with real estate investors, but most importantly he has shown buyers how to find a nice home and save thousands on their mortgage and to sellers has shown them how to sell their homes quickly and for top dollar. In 2003 John made Florida his new home state, where he still lives with his wife, and his two daughters (both adults and living nearby). John™s hobby when he is not helping people improve their bottom line is spending quality time with his family and improving his skills at paintball.In 2005 John started teaching with the Florida Mortgage Academy teaching students how to pass the state licensing test, and how to become successful in the business. More recently in 2008 he has spearheaded a new program with the FMA to teach Realtors better sales techniques and the new hot topic, Real Estate Investing. Currently he is working with Oakstrand Realty.